WB Student Credit Card Scheme

iAbout This Scheme

Education loan scheme of West Bengal providing up to ₹10 lakh at 4% simple interest per annum with state government guarantee for higher education in India and abroad. Students need not provide collateral as the state government acts as guarantor.

🎁Key Benefits

• Education loan up to ₹10 lakh at 4% simple interest
• State government acts as guarantor — no collateral required
• Covers degree, diploma, professional, and vocational courses
• Repayment starts only after completion of course plus 1 year grace period
• Also covers study abroad

✅Eligibility Criteria

• 1
  WB domicile holder — studied in WB schools/colleges
• 2
  Pursuing or admitted to recognised higher education course
• 3
  Minimum Class 10 pass
• 4
  Age 17–40 years at time of application

📝How to Apply

❓Frequently Asked Questions