Rashtriya Swasthya Bima Yojana (RSBY)

iAbout This Scheme

Launched on 1 April 2008, RSBY was India's first government health insurance scheme providing cashless hospitalisation coverage of ₹30,000 per family per year to BPL workers in the unorganised sector. Smart card-based, it covered up to five family members for hospitalisation across empanelled public and private hospitals. RSBY was expanded as a state-level programme and eventually replaced by the Ayushman Bharat PM-JAY in September 2018 which offered 17x higher coverage.

🎁Key Benefits

• Cashless hospitalisation coverage of ₹30,000/family/year
• Smart card for beneficiary identification
• Coverage at empanelled public and private hospitals
• Transport allowance of ₹100 per hospitalisation
• Pre-existing conditions covered from day one

✅Eligibility Criteria

• 1
  Scheme discontinued — superseded by PM-JAY 2018
• 2
  Originally: BPL workers in unorganised sector

📝How to Apply

❓Frequently Asked Questions