National Handicapped Finance and Development Corporation (NHFDC) Loans

iAbout This Scheme

NHFDC provides concessional loans to persons with disabilities for income-generating activities, education, and self-employment. It channels loans through State Channelising Agencies (SCAs) and banks at interest rates of 5-8%, far below market rates, enabling economic independence for PwDs.

🎁Key Benefits

• Concessional loans at 5% per annum for women PwD; 6% for others
• Loans for self-employment, education, and income-generating activities
• Loan ceiling: up to ₹50 lakh for economic activities; ₹35 lakh for education
• Micro-finance: up to ₹25,000 through SHGs at 5% interest
• Rehabilitation loan for purchase of assistive devices

✅Eligibility Criteria

• 1
  Person with disability (40%+ certified disability)
• 2
  Age: 18-55 years
• 3
  Indian citizen

📝How to Apply

❓Frequently Asked Questions