National Agricultural Insurance Scheme (NAIS)

iAbout This Scheme

Launched in Rabi 1999-2000 replacing the Comprehensive Crop Insurance Scheme (CCIS), the National Agricultural Insurance Scheme (NAIS) covered yield losses due to natural calamities, pests, and diseases on an area-yield basis. It was compulsory for loanee farmers and optional for non-loanee farmers. NAIS was one of India's largest crop insurance programmes covering over 19 million farmers annually at its peak. It was restructured as PMFBY in 2016.

🎁Key Benefits

• Crop insurance covering yield losses due to natural calamities
• Compulsory coverage for loanee farmers
• Subsidised premium for small and marginal farmers
• Coverage for major food crops, oilseeds, and commercial crops

✅Eligibility Criteria

• 1
  Scheme replaced by PMFBY 2016 — historical archive of original NAIS

📝How to Apply

❓Frequently Asked Questions