MUDRA Sub-Categories — Shishu, Kishor, Tarun

iAbout This Scheme

The three sub-categories of PM MUDRA Yojana provide tiered credit support: Shishu loans (up to ₹50,000) serve the smallest micro enterprises including street vendors, small traders, and artisans; Kishor loans (₹50,001–₹5 lakh) serve established micro businesses; and Tarun loans (₹5–₹10 lakh) support growing businesses.

🎁Key Benefits

• Shishu: Up to ₹50,000, zero collateral, simple documentation
• Kishor: ₹50,001 to ₹5 lakh for established businesses
• Tarun: ₹5 lakh to ₹10 lakh for growth-stage businesses
• 60% of loans disbursed to women entrepreneurs
• 52% of loans to SC/ST/OBC borrowers historically
• MUDRA debit card issued for Shishu and Kishor loans

✅Eligibility Criteria

• 1
  Non-farm income-generating micro enterprises
• 2
  Manufacturing, trading, and service sectors
• 3
  No minimum income or turnover requirement for Shishu

📝How to Apply

❓Frequently Asked Questions