Mahila Samridhi Yojana

iAbout This Scheme

Launched on 2 October 1993, the Mahila Samridhi Yojana promoted thrift and savings among rural women by offering a special savings account through post offices with 25% government matching contribution (maximum ₹75) per year. It was designed to build a savings habit among rural BPL women and served as their first formal bank account in many cases. MSY was discontinued in 1998 and succeeded by DWCRA's revolving fund model under SGSY.

🎁Key Benefits

• Special post office savings account for rural women
• 25% government matching contribution (up to ₹75) on annual savings
• Building savings habit among rural BPL women
• Access to formal financial system for first time

✅Eligibility Criteria

• 1
  Scheme discontinued 1998 — historical archive
• 2
  Rural BPL women

📝How to Apply

❓Frequently Asked Questions