Lead Bank Scheme

iAbout This Scheme

The Lead Bank Scheme was introduced by RBI in 1969 based on Gadgil Study Group recommendations, assigning one bank as 'Lead Bank' for each district to act as a consortium leader for credit planning and financial inclusion. Lead banks coordinate district-level credit plans (DCP) through District Consultative Committees (DCC) to channelise credit flow to priority sectors.

🎁Key Benefits

• District-level credit planning for all sectors
• Coordination between banks and government agencies
• District Credit Plan (DCP) formulated annually
• Financial inclusion monitoring at district level
• Service area approach ensures banking coverage in rural areas
• District Consultative Committees (DCC) for regular review

✅Eligibility Criteria

• 1
  Applies to all scheduled commercial banks at district level

📝How to Apply

❓Frequently Asked Questions