Kisan Credit Card (KCC)

iAbout This Scheme

Credit facility providing farmers timely and adequate credit for their agricultural activities at subsidised interest rates of 7% per annum (4% with repayment incentive).

🎁Key Benefits

• Credit limit based on landholding and crop pattern
• 7% interest rate (4% if repaid on time — 3% subvention)
• No margin/collateral for loans up to ₹1.60 lakh
• Covers crop, post-harvest, maintenance and allied activities
• ATM/debit card facility for easy access

✅Eligibility Criteria

• 1
  All farmers — individual, joint borrowers, tenant farmers, sharecroppers
• 2
  Fishermen and animal husbandry farmers covered from 2018

📝How to Apply

❓Frequently Asked Questions