Karnataka Farmer Interest Subvention — Zero Interest Crop Loans

iAbout This Scheme

Interest subvention scheme enabling Karnataka farmers to access short-term crop loans up to ₹3 lakh at 0% interest, with state and central governments jointly subsidizing the interest component.

🎁Key Benefits

• 0% interest on short-term crop loans up to ₹3 lakh
• Applicable at cooperative banks, KGB, and nationalised banks
• Prompt repayment rebate of additional 3%
• Available for Kharif and Rabi crops

✅Eligibility Criteria

• 1
  Small and marginal farmers with agricultural land in Karnataka
• 2
  Must avail short-term crop loan from eligible bank
• 3
  Loan account must be active and not NPA

📝How to Apply

❓Frequently Asked Questions