Employees' State Insurance Scheme (ESIS)

iAbout This Scheme

The Employees' State Insurance Scheme is a self-financing social security and health insurance scheme for Indian workers under the ESI Act 1948. It provides medical, cash, maternity, disablement, and dependent benefits. Employers contribute 3.25% and employees contribute 0.75% of wages (total 4%). Workers earning up to ₹21,000/month are covered.

🎁Key Benefits

• Full medical care for insured workers and their families
• Cash sickness benefit at 70% of wages for up to 91 days
• Maternity benefit at full wages for 26 weeks
• Permanent disablement benefit as monthly pension
• Dependent benefit for family on death due to occupational injury
• Unemployment allowance (RAJIV GANDHI SHRAMIK KALYAN YOJANA) for up to 24 months

✅Eligibility Criteria

• 1
  Employees earning up to ₹21,000/month in covered establishments
• 2
  Establishments with 10 or more employees in covered industries
• 3
  Persons with disability earning up to ₹25,000/month covered

📝How to Apply

❓Frequently Asked Questions