Bihar Student Credit Card Scheme

iAbout This Scheme

Interest-free education loan up to ₹4 lakh for students of Bihar pursuing higher education after Class 12, under the 7 Nishchay youth mission. The scheme is state-guaranteed and requires no collateral, making higher education accessible to all.

🎁Key Benefits

• ₹4 lakh education loan at 4% simple interest
• State government guarantee — no collateral required
• Covers degree, diploma, and vocational courses
• Repayment starts 1 year after course completion
• Additional interest rebate for women, disabled, and transgender applicants

✅Eligibility Criteria

• 1
  Must be a Bihar domicile holder
• 2
  Admitted to a recognised higher education institution
• 3
  Annual family income below ₹4.50 lakh

📝How to Apply

❓Frequently Asked Questions