Artisan Credit Card (ACC) Scheme

iAbout This Scheme

The Artisan Credit Card scheme provides revolving credit to artisans for purchase of raw materials, tools, and working capital. A maximum credit of ₹2 lakh is available at concessional interest rates. The scheme is implemented through SIDBI, KVIC, and scheduled banks, targeting craftspersons and artisans in traditional industries.

🎁Key Benefits

• Revolving credit up to ₹2 lakh for artisans
• Covers raw materials, tools, equipment, and working capital
• Concessional interest rate with government interest subvention
• Available through SIDBI, KVIC, and scheduled banks
• No collateral for smaller amounts
• Insurance coverage linked to credit card

✅Eligibility Criteria

• 1
  Registered artisans/craftspersons
• 2
  Artisans with identity/registration from Development Commissioner (Handicrafts)
• 3
  Both individual and group artisans eligible

📝How to Apply

❓Frequently Asked Questions